Agent Space
Deep Banking Domain meets Frontier Intelligence
The Newform Agent Space provides a pool of agents readily available for deployment. Financial institutions can rapidly deploy pre-configured agents while maintaining the flexibility to customize and extend functionality to meet specific business requirements.
The Newform Agent Space provides a pool of agents readily available for deployment. Financial institutions can rapidly deploy pre-configured agents while maintaining the flexibility to customize and extend functionality to meet specific business requirements.
Comprehensive catalog of production-ready agents covering common financial services use cases,
dramatically reducing time-to-value and development costs
Powerful no-code and low-code tools enabling business users to configure and customize agents without
deep technical expertise
Extensive library of pre-built connectors to core banking systems, third-party services, and data sources for
seamless deployment
Complete agent lifecycle management including versioning, testing, deployment, monitoring, and continuous
improvement capabilities
Comprehensive catalog of production-ready agents covering common financial services use cases,
dramatically reducing time-to-value and development costs
Powerful no-code and low-code tools enabling business users to configure and customize agents without
deep technical expertise
Extensive library of pre-built connectors to core banking systems, third-party services, and data sources for
seamless deployment
Complete agent lifecycle management including versioning, testing, deployment, monitoring, and continuous
improvement capabilities
Comprehensive catalog of production-ready agents covering common financial services use cases,
dramatically reducing time-to-value and development costs
Powerful no-code and low-code tools enabling business users to configure and customize agents without
deep technical expertise
Extensive library of pre-built connectors to core banking systems, third-party services, and data sources for
seamless deployment
Complete agent lifecycle management including versioning, testing, deployment, monitoring, and continuous
improvement capabilities
Marketplace Benefits
Marketplace Benefits
Accelerated Deployment
Deploy proven agents in days instead of months, with confidence in battle-tested functionality
Best Practices Built-In
Agents incorporate industry best practices and regulatory compliance from deployment
Continuous Innovation
Regular updates and new agents added to marketplace, ensuring access to latest capabilities
Meet Our Agents
Newform Technologies is committed to upholding the highest ethical standards in all aspects of our business operations, including our labor practices. We believe that all workers, regardless of their location or role, deserve fair treatment and respect.
Newform Technologies is committed to upholding the highest ethical standards in all aspects of our business operations, including our labor practices. We believe that all workers, regardless of their location or role, deserve fair treatment and respect.
Consumer Banking & Cards
Personal Finance Coach Agent
Provides personalized nudges to help customers save, spend smarter, and reach financial goals.
Personal Finance Coach Agent
Provides personalized nudges to help customers save, spend smarter, and reach financial goals.
Personal Finance Coach Agent
Provides personalized nudges to help customers save, spend smarter, and reach financial goals.
Smart Balance Optimization Agent
Suggests optimal fund movement across accounts to avoid fees and improve liquidity.
Smart Balance Optimization Agent
Suggests optimal fund movement across accounts to avoid fees and improve liquidity.
Smart Balance Optimization Agent
Suggests optimal fund movement across accounts to avoid fees and improve liquidity.
Bill Prediction Agent
Forecasts upcoming bills and alerts customers before balances become insufficient.
Bill Prediction Agent
Forecasts upcoming bills and alerts customers before balances become insufficient.
Bill Prediction Agent
Forecasts upcoming bills and alerts customers before balances become insufficient.
Fee Avoidance Agent
Proactively warns users about potential charges and suggests corrective actions.
Fee Avoidance Agent
Proactively warns users about potential charges and suggests corrective actions.
Fee Avoidance Agent
Proactively warns users about potential charges and suggests corrective actions.
Subscription Control Agent
Detects recurring subscriptions and highlights unused or duplicate services.
Subscription Control Agent
Detects recurring subscriptions and highlights unused or duplicate services.
Subscription Control Agent
Detects recurring subscriptions and highlights unused or duplicate services.
Lifestyle Spend Insights Agent
Transforms transaction data into clear lifestyle insights customers understand.
Lifestyle Spend Insights Agent
Transforms transaction data into clear lifestyle insights customers understand.
Lifestyle Spend Insights Agent
Transforms transaction data into clear lifestyle insights customers understand.
Salary Advance Eligibility Agent
Determines real-time eligibility for earned wage access or short-term advances.
Salary Advance Eligibility Agent
Determines real-time eligibility for earned wage access or short-term advances.
Salary Advance Eligibility Agent
Determines real-time eligibility for earned wage access or short-term advances.
Savings Goal Advisor Agent
Helps customers set, track, and achieve savings goals through contextual nudges.
Savings Goal Advisor Agent
Helps customers set, track, and achieve savings goals through contextual nudges.
Savings Goal Advisor Agent
Helps customers set, track, and achieve savings goals through contextual nudges.
Digital Engagement & Nudges Agent
Drives app engagement through timely reminders, prompts, and behavioral triggers.
Digital Engagement & Nudges Agent
Drives app engagement through timely reminders, prompts, and behavioral triggers.
Digital Engagement & Nudges Agent
Drives app engagement through timely reminders, prompts, and behavioral triggers.
Credit Cards & Payments
Card Spend Analyzer Agent
Breaks down card spend by category, merchant, and geography in real time.
Card Spend Analyzer Agent
Breaks down card spend by category, merchant, and geography in real time.
Card Spend Analyzer Agent
Breaks down card spend by category, merchant, and geography in real time.
Dynamic Credit Limit Agent
Recommends credit limit changes based on behavior, income, and risk signals.
Dynamic Credit Limit Agent
Recommends credit limit changes based on behavior, income, and risk signals.
Dynamic Credit Limit Agent
Recommends credit limit changes based on behavior, income, and risk signals.
Installment Conversion Agent
Suggests EMI or installment options after qualifying card purchases.
Installment Conversion Agent
Suggests EMI or installment options after qualifying card purchases.
Installment Conversion Agent
Suggests EMI or installment options after qualifying card purchases.
Rewards Optimization Agent
Advises customers on maximizing points, cashback, and benefits across cards.
Rewards Optimization Agent
Advises customers on maximizing points, cashback, and benefits across cards.
Rewards Optimization Agent
Advises customers on maximizing points, cashback, and benefits across cards.
Dormant Card Reactivation Agent
Identifies inactive cards and triggers targeted reactivation campaigns.
Dormant Card Reactivation Agent
Identifies inactive cards and triggers targeted reactivation campaigns.
Dormant Card Reactivation Agent
Identifies inactive cards and triggers targeted reactivation campaigns.
Cross-Border Spend Advisor Agent
Explains FX fees, international charges, and best payment options while traveling.
Cross-Border Spend Advisor Agent
Explains FX fees, international charges, and best payment options while traveling.
Cross-Border Spend Advisor Agent
Explains FX fees, international charges, and best payment options while traveling.
Merchant Dispute Triage Agent
Pre-assesses disputes and fast-tracks low-risk cases for quicker resolution
Merchant Dispute Triage Agent
Pre-assesses disputes and fast-tracks low-risk cases for quicker resolution
Merchant Dispute Triage Agent
Pre-assesses disputes and fast-tracks low-risk cases for quicker resolution
Card Usage Pattern Risk Agent
Monitors unusual spend behavior to reduce declines and false fraud alerts.
Card Usage Pattern Risk Agent
Monitors unusual spend behavior to reduce declines and false fraud alerts.
Card Usage Pattern Risk Agent
Monitors unusual spend behavior to reduce declines and false fraud alerts.
Corporate & SME Banking
Cash Flow Forecasting Agent
Predicts future cash positions using historical and real-time transaction data.
Cash Flow Forecasting Agent
Predicts future cash positions using historical and real-time transaction data.
Cash Flow Forecasting Agent
Predicts future cash positions using historical and real-time transaction data.
Invoice Reconciliation Agent
Automatically matches incoming payments to invoices and flags discrepancies.
Invoice Reconciliation Agent
Automatically matches incoming payments to invoices and flags discrepancies.
Invoice Reconciliation Agent
Automatically matches incoming payments to invoices and flags discrepancies.
Working Capital Advisor Agent
Suggests overdrafts, credit lines, or financing based on cash flow patterns.
Working Capital Advisor Agent
Suggests overdrafts, credit lines, or financing based on cash flow patterns.
Working Capital Advisor Agent
Suggests overdrafts, credit lines, or financing based on cash flow patterns.
Payroll Readiness Agent
Alerts businesses of upcoming payroll risks before payments fail.
Payroll Readiness Agent
Alerts businesses of upcoming payroll risks before payments fail.
Payroll Readiness Agent
Alerts businesses of upcoming payroll risks before payments fail.
Trade Finance Eligibility Agent
Determines eligibility for letters of credit, guarantees, and trade products.
Trade Finance Eligibility Agent
Determines eligibility for letters of credit, guarantees, and trade products.
Trade Finance Eligibility Agent
Determines eligibility for letters of credit, guarantees, and trade products.
Corporate Spend Policy Agent
Monitors employee spend and flags policy violations with explanations.
Corporate Spend Policy Agent
Monitors employee spend and flags policy violations with explanations.
Corporate Spend Policy Agent
Monitors employee spend and flags policy violations with explanations.
Treasury Liquidity Optimization Agent
Optimizes fund allocation across accounts to improve yield and availability.
Treasury Liquidity Optimization Agent
Optimizes fund allocation across accounts to improve yield and availability.
Treasury Liquidity Optimization Agent
Optimizes fund allocation across accounts to improve yield and availability.
Customer Experience & Operations (CX Agents)
Multi-Lingual Voice Agent
Handles phone banking in Gulf Arabic, MSA, English, Hindi, and Urdu with context retention across calls.
Multi-Lingual Voice Agent
Handles phone banking in Gulf Arabic, MSA, English, Hindi, and Urdu with context retention across calls.
Multi-Lingual Voice Agent
Handles phone banking in Gulf Arabic, MSA, English, Hindi, and Urdu with context retention across calls.
Intent Resolution Agent
Interprets multi-step requests and orchestrates coordinated actions across cards, accounts, and support systems.
Intent Resolution Agent
Interprets multi-step requests and orchestrates coordinated actions across cards, accounts, and support systems.
Intent Resolution Agent
Interprets multi-step requests and orchestrates coordinated actions across cards, accounts, and support systems.
Dispute Resolution Agent
Investigates card disputes using merchant and transaction data before proposing resolution paths.
Dispute Resolution Agent
Investigates card disputes using merchant and transaction data before proposing resolution paths.
Dispute Resolution Agent
Investigates card disputes using merchant and transaction data before proposing resolution paths.
Proactive Service Agent
Identifies failed payments, expiring documents and notifies customers before disruption occurs.
Proactive Service Agent
Identifies failed payments, expiring documents and notifies customers before disruption occurs.
Proactive Service Agent
Identifies failed payments, expiring documents and notifies customers before disruption occurs.
Complaint Root-Cause Agent
Analyzes complaint data across products and channels to surface systemic experience or process failures.
Complaint Root-Cause Agent
Analyzes complaint data across products and channels to surface systemic experience or process failures.
Complaint Root-Cause Agent
Analyzes complaint data across products and channels to surface systemic experience or process failures.
RM Co-Pilot Agent
Assists Relationship Managers with next-best actions for high-net-worth clients using portfolio context, life events etc.
RM Co-Pilot Agent
Assists Relationship Managers with next-best actions for high-net-worth clients using portfolio context, life events etc.
RM Co-Pilot Agent
Assists Relationship Managers with next-best actions for high-net-worth clients using portfolio context, life events etc.
Growth, Sales & Intelligence (Commercial Agents)
Product Recommendation Agent
Identifies relevant financial products based on customer life stage, transaction behavior, eligibility rules, and risk posture.
Product Recommendation Agent
Identifies relevant financial products based on customer life stage, transaction behavior, eligibility rules, and risk posture.
Product Recommendation Agent
Identifies relevant financial products based on customer life stage, transaction behavior, eligibility rules, and risk posture.
Churn Prediction Agent
Detects early signals of customer attrition by analyzing engagement patterns and transaction behavior.
Churn Prediction Agent
Detects early signals of customer attrition by analyzing engagement patterns and transaction behavior.
Churn Prediction Agent
Detects early signals of customer attrition by analyzing engagement patterns and transaction behavior.
Offer Personalization Agent
Tailors campaigns and offers using behavioral and contextual data.
Offer Personalization Agent
Tailors campaigns and offers using behavioral and contextual data.
Offer Personalization Agent
Tailors campaigns and offers using behavioral and contextual data.
Revenue Leakage Detection Agent
Identifies missed fees, pricing gaps, and monetization opportunities.
Revenue Leakage Detection Agent
Identifies missed fees, pricing gaps, and monetization opportunities.
Revenue Leakage Detection Agent
Identifies missed fees, pricing gaps, and monetization opportunities.
Compliance, Risk & Governance
Privacy & Data Governance Agent
Ensures consent, residency, and privacy obligations are met.
Privacy & Data Governance Agent
Ensures consent, residency, and privacy obligations are met.
Privacy & Data Governance Agent
Ensures consent, residency, and privacy obligations are met.
Horizon Scanning Agent
Scans SAMA and CBUAE circulars to map new regulations to internal bank policies.
Horizon Scanning Agent
Scans SAMA and CBUAE circulars to map new regulations to internal bank policies.
Horizon Scanning Agent
Scans SAMA and CBUAE circulars to map new regulations to internal bank policies.
Regulatory Controls & Assurance Agent
Maps regulations to control and monitor compliance posture.
Regulatory Controls & Assurance Agent
Maps regulations to control and monitor compliance posture.
Regulatory Controls & Assurance Agent
Maps regulations to control and monitor compliance posture.
Shariah Audit Agent
Reviews transaction structures (e.g., Murabaha or Ijara) to ensure they remain Shariah-compliant.
Shariah Audit Agent
Reviews transaction structures (e.g., Murabaha or Ijara) to ensure they remain Shariah-compliant.
Shariah Audit Agent
Reviews transaction structures (e.g., Murabaha or Ijara) to ensure they remain Shariah-compliant.
Internal Audit Agent
Continuously audits AI systems and workflows to ensure policy compliance and traceable accountability.
Internal Audit Agent
Continuously audits AI systems and workflows to ensure policy compliance and traceable accountability.
Internal Audit Agent
Continuously audits AI systems and workflows to ensure policy compliance and traceable accountability.
SnapCheck Agent
Runs real-time compliance checks across AI models, flagging anomalies and control gaps before risk escalates.
SnapCheck Agent
Runs real-time compliance checks across AI models, flagging anomalies and control gaps before risk escalates.
SnapCheck Agent
Runs real-time compliance checks across AI models, flagging anomalies and control gaps before risk escalates.
Regulatory Reporting Agent:
Prepares complex monthly filings for central banks without human data extraction.
Regulatory Reporting Agent:
Prepares complex monthly filings for central banks without human data extraction.
Regulatory Reporting Agent:
Prepares complex monthly filings for central banks without human data extraction.
Conflict of Interest Agent
Analyzes employee trades and relationships to flag potential conflicts.
Conflict of Interest Agent
Analyzes employee trades and relationships to flag potential conflicts.
Conflict of Interest Agent
Analyzes employee trades and relationships to flag potential conflicts.
Model Risk Agent
Monitors the performance of other AI models to detect "drift" or bias.
Model Risk Agent
Monitors the performance of other AI models to detect "drift" or bias.
Model Risk Agent
Monitors the performance of other AI models to detect "drift" or bias.
Financial Crime & AML (Intelligence Agents)
Financial Crime Intelligence Agent
Synthesizes alerts, sanctions screening, and behavioral signals to deliver clear, auditable financial crime decisions at scale.
Financial Crime Intelligence Agent
Synthesizes alerts, sanctions screening, and behavioral signals to deliver clear, auditable financial crime decisions at scale.
Financial Crime Intelligence Agent
Synthesizes alerts, sanctions screening, and behavioral signals to deliver clear, auditable financial crime decisions at scale.
SAR Narrative Agent
Autonomously drafts Suspicious Activity Reports by synthesizing transaction data and adverse media.
SAR Narrative Agent
Autonomously drafts Suspicious Activity Reports by synthesizing transaction data and adverse media.
SAR Narrative Agent
Autonomously drafts Suspicious Activity Reports by synthesizing transaction data and adverse media.
UBO Discovery Agent
Crawls corporate registries (like ADGM or Dubai Economy) to identify Ultimate Beneficial Owners.
UBO Discovery Agent
Crawls corporate registries (like ADGM or Dubai Economy) to identify Ultimate Beneficial Owners.
UBO Discovery Agent
Crawls corporate registries (like ADGM or Dubai Economy) to identify Ultimate Beneficial Owners.
Sanctions Triage Agent
Analyzes sanctions hits, prioritizing true risk while eliminating false positives.
Sanctions Triage Agent
Analyzes sanctions hits, prioritizing true risk while eliminating false positives.
Sanctions Triage Agent
Analyzes sanctions hits, prioritizing true risk while eliminating false positives.
Transaction Nexus Agent
Identifies "smurfing" patterns (structuring) by connecting disparate accounts across the bank’s network
Transaction Nexus Agent
Identifies "smurfing" patterns (structuring) by connecting disparate accounts across the bank’s network
Transaction Nexus Agent
Identifies "smurfing" patterns (structuring) by connecting disparate accounts across the bank’s network
Adverse Media Monitoring Agent
Continuously scans Arabic and English news for negative sentiment regarding high-net-worth clients.
Adverse Media Monitoring Agent
Continuously scans Arabic and English news for negative sentiment regarding high-net-worth clients.
Adverse Media Monitoring Agent
Continuously scans Arabic and English news for negative sentiment regarding high-net-worth clients.
PEP Verification Agent
Cross-references political figures against family trees to identify "Relatively Close Associates."
PEP Verification Agent
Cross-references political figures against family trees to identify "Relatively Close Associates."
PEP Verification Agent
Cross-references political figures against family trees to identify "Relatively Close Associates."
VASP Risk Agent
Monitors inflows from crypto exchanges to ensure they align with local Virtual Asset Regulatory Authority (VARA) rules.
VASP Risk Agent
Monitors inflows from crypto exchanges to ensure they align with local Virtual Asset Regulatory Authority (VARA) rules.
VASP Risk Agent
Monitors inflows from crypto exchanges to ensure they align with local Virtual Asset Regulatory Authority (VARA) rules.
Trade-Based AML Agent
Reviews shipping manifests and invoices to detect over/under-invoicing in regional trade.
Trade-Based AML Agent
Reviews shipping manifests and invoices to detect over/under-invoicing in regional trade.
Trade-Based AML Agent
Reviews shipping manifests and invoices to detect over/under-invoicing in regional trade.
Knowledge & Helper Agents (Plain-Language AI)
Banking Knowledge Agent
Responds to everyday banking and compliance questions by translating complex concepts into clear explanations.
Banking Knowledge Agent
Responds to everyday banking and compliance questions by translating complex concepts into clear explanations.
Banking Knowledge Agent
Responds to everyday banking and compliance questions by translating complex concepts into clear explanations.
Policy Explainer Agent
Converts internal policies, regulations, and circulars into concise summaries and tailored FAQs.
Policy Explainer Agent
Converts internal policies, regulations, and circulars into concise summaries and tailored FAQs.
Policy Explainer Agent
Converts internal policies, regulations, and circulars into concise summaries and tailored FAQs.
Decision Explanation Agent
Breaks down AI-driven recommendations and decisions into step-by-step explanations.
Decision Explanation Agent
Breaks down AI-driven recommendations and decisions into step-by-step explanations.
Decision Explanation Agent
Breaks down AI-driven recommendations and decisions into step-by-step explanations.
Risk Awareness Agent
Communicates customer, transaction, or portfolio risk levels using intuitive language.
Risk Awareness Agent
Communicates customer, transaction, or portfolio risk levels using intuitive language.
Risk Awareness Agent
Communicates customer, transaction, or portfolio risk levels using intuitive language.
Workflow Guide Agent
Guides users through multi-step operational workflows with contextual, real-time assistance.
Workflow Guide Agent
Guides users through multi-step operational workflows with contextual, real-time assistance.
Workflow Guide Agent
Guides users through multi-step operational workflows with contextual, real-time assistance.
Trust & Transparency Agent
Clarifies AI capabilities, limits, and governance supporting user confidence, and responsible AI adoption.
Trust & Transparency Agent
Clarifies AI capabilities, limits, and governance supporting user confidence, and responsible AI adoption.
Trust & Transparency Agent
Clarifies AI capabilities, limits, and governance supporting user confidence, and responsible AI adoption.
Data Translator Agent
Interprets dashboards, metrics, and operational reports into plain-language insights for non-technical stakeholders.
Data Translator Agent
Interprets dashboards, metrics, and operational reports into plain-language insights for non-technical stakeholders.
Data Translator Agent
Interprets dashboards, metrics, and operational reports into plain-language insights for non-technical stakeholders.
Regulatory Q&A Agent
Answers operational regulatory questions using bank-approved interpretations.
Regulatory Q&A Agent
Answers operational regulatory questions using bank-approved interpretations.
Regulatory Q&A Agent
Answers operational regulatory questions using bank-approved interpretations.
Eligibility Reasoning Agent
Explains approval or rejection outcomes for products, limits, or services using transparent, policy-aligned reasoning.
Eligibility Reasoning Agent
Explains approval or rejection outcomes for products, limits, or services using transparent, policy-aligned reasoning.
Eligibility Reasoning Agent
Explains approval or rejection outcomes for products, limits, or services using transparent, policy-aligned reasoning.
